Rachel Cruze, a seasoned communicator and Ramsey Personality, has spoken to audiences of up to 10,000 people for more than a decade. She joined Ramsey Solutions in 2010 as Dave Ramsey's daughter, and she leverages her expertise and experiences from growing up in the Ramsey household to educate others on how to manage their money effectively and stay out of debt. Rachel and her father co-authored the national best-selling book Smart Money Smart Kids. Love Your Life, Not Theirs, is her next book, which will be released in October 2016.